Sharia Compliant Credit Cards with Concierge Service

+971
MINIMUM SALARY

AED 40,000

RATE

3.25%

ANNUAL FEE

AED 2625

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Joining Bonus of 12,000 Etihad Guest Miles
  • Monthly Bonus of 1000 Etihad Guest Miles
  • 30% off at over 1,400 restaurants in the UAE
  • Benefits at Ferrari World & Yas Water World
MINIMUM SALARY

AED 40,000

RATE

3.25%

ANNUAL FEE

AED 1050

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Contactless Tech 
  • Air Miles
TOP REASONS TO CHOOSE
  • Excellent Reward earnings rate
  • Premium lifestyle features
  • No Annual fee
MINIMUM SALARY

AED 20,000

RATE

3.29%

ANNUAL FEE

AED 2000

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  •  Air Miles
TOP REASONS TO CHOOSE
  • 200,000 sign-up reward points
  • Flight and hotel booking discounts
  • Extensive premium travel & lifestyle benefits
  • Earn rewards on all spends & cashback on specific categories
MINIMUM SALARY

AED 25,000

RATE

3.33%

ANNUAL FEE

AED 4500

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Bonus Skywards Miles
  • Fast track to Emirates Skywards Gold tier membership
  • 1 year complimentary Amazon Prime membership
  • Complimentary Emirates Home check-in services
MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 1048.95

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Air Miles
TOP REASONS TO CHOOSE
  • Exclusive Concierge Desk and privileges
  • 15% rewards for spends at dnata
  • 10% rewards for Duty Free Shopping
  • Complimentary airport lounge access to over 1000 lounges
  • Complimentary access to top golf courses across the UAE
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Best-in-class Skywards Miles earning - earn and redeem
  • Earn up to 100,000 Skywards Miles
  • Complimentary Emirates Skywards Silver membership upgrade
  • AED 400 voucher from YouGotaGift
MINIMUM SALARY

AED 25,000

RATE

3.09%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Dining Offers 
  • Health & Fitness 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Air Miles 
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Extensive premium lifestyle & travel benefits
  • Exclusive benefits at Starwood Hotels & Resorts
  • Earn Starpoints on all spends
  • Comprehensive travel insurance cover
MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 262.5

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Purchase Protection 
  • Extended Warranty 
  • Life Insurance 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Excellent discounts & offers at Emaar establishments
  • Premium travel and lifestyle benefits
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Receive U By Emaar Gold Status
  • Complimentary airport lounge access to over 1000 lounges
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn rewards on all domestic & international spends
  • Complimentary airport lounge access to over 1000 lounges
  • Golf club privileges
  • Exclusive Concierge Desk Privileges
  • Valet Parking at selected locations in Abu Dhabi
MINIMUM SALARY

AED 30,000

RATE

3.5%

ANNUAL FEE

AED 2500

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • 75% Etihad Guest Miles Discount Voucher
  • Fast Track Enrolment to Etihad Guest Gold Membership
  • Complimentary Inflight Wifi Vouchers
  • Optional Etihad Guest Miles Accelerator
  • 55,000 welcome
MINIMUM SALARY

AED 15,000

RATE

3.5%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets  
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer  
  • Airport Lounge Access  
  • Travel Insurance  
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • 35,000 welcome Etihad Guest Miles
  • 50% Etihad Guest Miles discount voucher
  • Access to 1000+ airport lounges across the world
  • Fast track enrolment to Etihad Guest Silver Membership
  • Earn up to 6.5 Etihad Guest Miles for every AED 10 spent