In the vibrant landscape of the United Arab Emirates (UAE), dining out is not just a meal—it's an experience. Whether you're exploring the diverse flavours of Dubai, indulging in traditional Emirati cuisine, or enjoying international gourmet delights in Abu Dhabi, dining plays a significant role in the UAE lifestyle. Some credit cards provide exclusive rewards specifically for dining experiences. To elevate your dining experiences and make them even more rewarding, consider leveraging dining credit cards.
They offer discounts on restaurant bills or cashback when used to settle dining expenses, whether dining out or ordering food for delivery. In this comprehensive guide, we'll delve into the world of credit cards in the UAE with dining offers, helping you find the best options to satisfy your dining experience while maximizing your rewards.
What is a Dining Credit Card in the UAE?
Some credit cards in the UAE are specialized for those who enjoy dining out frequently. These cards offer many benefits such as:
Top-notch Dining Rewards: These credit cards offer unparalleled benefits tailored specifically for dining enthusiasts.
Enhanced Savings: These credit cards provide access to exclusive dining perks and enable cardholders to save significantly on their dining expenses.
Tailored Rewards: Banks and financial institutions design dining rewards credit cards to cater to consumers' diverse preferences.
Convenient Access: Cardholders of these credit cards enjoy convenient access to a wide selection of dining establishments.
Why Dining Rewards Credit Cards?
Credit cards can save up to 50% at restaurants, resulting in numerous savings. For instance, a credit card can provide a 30% bill discount on a single time. This is especially beneficial for business owners, shareholders, or those who frequently eat out. Additionally, they can be beneficial for foodies who frequently buy takeout or cook at home.
Features of Dining Credit Card
When choosing a credit card in the UAE with dining offers, several key features can enhance your dining experiences and maximize your rewards:
Dining Discounts
Look for cards that offer generous discounts at a wide range of restaurants, cafes, and eateries across the UAE. Whether it's fine dining establishments, casual restaurants, or local favourites, having access to discounts can significantly reduce your dining expenses.
Cashback on Dining Spends: Some credit cards provide cashback rewards for dining expenditures. These cashback offers can vary, so compare cards to find the best returns on your dining purchases.
Dining Reward
Points: Many credit cards offer bonus rewards for dining transactions. These points can be redeemed for various rewards, including free meals, gift vouchers, travel discounts, and more. Look for cards that offer accelerated rewards earning rates for dining spending.
Exclusive Dining Privileges
Premium credit cards with dining offers often come with exclusive privileges such as complimentary meals, chef's table experiences, priority reservations, and invitations to culinary events. These perks can add a touch of luxury to your dining adventures.
Additional Benefits
Besides dining-related rewards, consider other benefits offered by the credit card, such as travel insurance, airport lounge access, concierge services, and shopping discounts. A well-rounded card with multiple benefits can enhance your overall lifestyle.
Best Dining Credit Cards in the UAE
Now, let's explore some of the best credit cards available in the UAE for dining market:
ADCB Etihad Guest Infinite Credit Card
ADCB Lulu Platinum Credit Card
ADIB EDGE Card
Al Masraf World Mastercard
AMERICAN EXPRESS The Platinum Card
CBI Visa Platinum Credit Card
Citi Rewards Credit Card
Eligibility Criteria
Eligibility criteria for dining reward credit cards in the UAE may vary depending on the issuing bank and the specific card. However, the basic requirements typically include:
Age: Applicants must be at least 21 years old. Some banks may impose an upper age limit, often around 65 years. Applicants need to confirm age requirements at the time of application.
Income: A stable and verified source of income that meets the bank's specified criteria is necessary. Credit cards in the UAE have a minimum salary requirement of AED 5000 monthly. Prospective applicants should clarify these income thresholds before applying.
Nationality: While most credit cards are available to UAE nationals/residents and expatriates, there are exceptions. Certain cards may only be accessible to UAE residents and nationals. Applicants should check the eligibility criteria concerning nationality beforehand.
Documentation: Successful application typically requires the submission of identity and financial documents as per the bank's stipulations. These documents serve to verify the applicant's identity and financial situation.
How do you apply for Dining Credit Cards in the UAE?
Visit My Banker website at https://www.my-banker.com/.
Select the credit card you want to apply for.
Utilize the card comparison tool to compare up to three cards simultaneously.
Once you've decided on the best card for your needs, move to "Apply Now" form on the right side.
Fill out the required details in the application form.
Submit the form.
Wait for the experts from My Banker to connect with you regarding your application.
Documents Required
When applying for credit cards in the UAE, applicants must submit various documents to support their identity and financial status. The following list outlines the documents typically needed for a smooth application process:
For Expatriates:
Original passport and a copy.
UAE work permit or visa with address details (as requested by the bank).
Bank statements covering the last three months.
Salary slip (dated no more than 1 month before application) or a salary certificate from the current employer in the UAE.
For UAE Nationals and Residents:
Original Emirates ID and valid passport.
Latest utility bills as address proof.
Bank statements for the preceding three months.
Recent salary slip or salary certificate from the current employer in the UAE.
Some banks may request additional documents at their discretion.
Note: Applicants should be prepared to provide any additional documentation deemed necessary by the bank.
Why Choose My Banker for Dining Credit Card
Credit cards in the UAE cater to food enthusiasts' diverse tastes and preferences, offering a range of benefits such as discounts, cashback, rewards points, and exclusive privileges. Choosing the best credit card allows you to savour every bite while enjoying significant savings and rewards. Evaluate your dining habits, preferences, and lifestyle needs to select a card that aligns with your goals and preferences. With the right credit card, you can confidently embark on culinary adventures across the UAE, knowing that every dining experience brings you closer to valuable rewards and unforgettable moments.
My banker is like your financial guide, helping you choose the best credit card for dining out. With our help, you'll have a card that makes dining out even more enjoyable and saves you money.
