The United Arab Emirates (UAE) has established itself as a global center for innovation and high-end living in recent years. Alongside this lifestyle comes a growing emphasis on health and fitness, as individuals seek to maintain their well-being in the midst of a fast-paced environment. One noticeable advancement in such a manner is the development of health and fitness credit cards in the UAE. People who prioritize their health and fitness goals are most benefited from these cards. In this guide, we'll understand in detail the importance and benefits of health and fitness credit cards in the UAE.
What are Health & Fitness Credit Cards?
Health and fitness credit cards are a relatively new phenomenon, blending the traditional functions of a credit card with perks and rewards designed specifically to the wellness industry. These cards are made to encourage and make it easier to spend money on health-related things like gym memberships, fitness classes, wellness retreats, and even healthy restaurants. In the UAE, where the pursuit of a healthy lifestyle is increasing prominently, health and fitness credit cards have gained high popularity. These cards typically offer rewards points, cashback incentives, or discounts on eligible purchases within the health and fitness sphere, making them an attractive option for individuals committed to their well-being.
Features and Benefits
The features and benefits of health and fitness credit cards in the UAE vary depending on the issuer and specific card offering. However, common perks associated with these cards include:
Reward Points
Numerous health and fitness credit cards offer reward points for each dirham spent on qualified purchases, like gym memberships, sports equipment, and wellness services. These points can be reclaimed for different prizes, including free gym sessions, spa treatments, or even flights and hotel stays for wellness retreats.
Cashback Rewards
Some health and fitness credit cards give cashback incentives on health-related spending, allowing cardholders to earn a percentage of their purchases back as cash rewards. This can help offset the cost of maintaining a healthy lifestyle, making it more affordable for individuals to prioritize their wellness goals.
Discounts and Offers
Health and fitness credit cards often come with exclusive discounts and offers at partner merchants within the wellness industry. Cardholders can save money while pursuing their health and fitness goals by taking advantage of these perks, which range from special deals on healthy meal delivery services to discounted gym memberships.
Wellness Benefits
In addition to financial rewards, many health and fitness credit cards offer wellness benefits such as complimentary access to fitness facilities, personalized training sessions, or access to health and nutrition experts. These perks enhance the overall value proposition of the card and contribute to the cardholder's well-being.
Lifestyle Rewards
Beyond health and fitness-related benefits, some cards also offer lifestyle rewards that align with the upscale living experience prevalent in the UAE. This may include access to exclusive events, luxury experiences, or concierge services tailored to the cardholder's preferences.
Best Business Credit Cards with Health and Fitness Offers in the UAE
As a special benefit, business credit cards offer various health and wellness privileges to their customers. With these offers, the cardholders can access gyms, fitness, and wellness centers, across the UAE, at discounted prices or earn cashback and rewards on such expenses. Following are the best business credit cards with Health and Fitness offers:
CBD World Mastercard
The primary reasons for choosing are:
Complimentary ClassPass wellness app wth 200 fitness centers
Premium lifestyle & travel benefits
20% off on Talabat food and grocery orders twice a month
Up to 20% discount across Emaar entertainment
10% discount on Cleartrip and Booking.com
Emirates NBD Dnata World Credit Card
The primary reasons for choosing Emirates NBD Dnata World Credit Card are:
Exclusive Concierge Desk and privileges
15% rewards for spends at dnata
10% rewards for Duty Free Shopping
Free access to airport lounges
Free access to top golf courses across the UAE
FAB Al-Futtaim Platinum Credit Card
The primary reasons for choosing are:
No annual fee
Enjoy 2 airport transfers every year
Exclusive offers and 5% cashback from Al-Futtaim showroom
Free access to airport lounges
Complimentary 0% balance transfer for up to 12 months
Mashreq Solitaire Credit Card
The primary reasons for choosing Mashreq Solitaire card are:
Extensive, premium luxury lifestyle benefits
Earn Salaam Carats on all spends
Premium travel benefits
50% discount on movie tickets
Cashback of AED 2500 on joining
RAKBANK Air Arabia Platinum Credit Card
The primary reasons for choosing RAKBANK Air Arabia Platinum card are:
Joining offer of 15,000 Air Rewards points
Complimentary airport pick up & drop off up to 6 times/year
No annual fee from 2nd year onwards
Roadside assistance and Concierge services
Eligibility Criteria for Business Credit Cards with Health & Fitness offers
When considering applying for a business credit card with health and fitness offers, it's important to understand the eligibility criteria set by card issuers. While specific requirements may vary depending on the issuer and the particular card offering, there are some common eligibility criteria that businesses should be aware of:
Business Revenue and Financial Stability: Card issuers typically assess the revenue and financial stability of the business when evaluating applications for business credit cards.
Business Credit History: Similar to personal credit cards, business credit cards may require a satisfactory credit history to qualify.
Personal Credit History of Business Owners: In addition to the business's credit history, issuers may consider the personal credit history of the business owner(s) when assessing eligibility for a business credit card.
Years in Business: Some business credit cards may require the business to have been in operation for a certain period before they are eligible to apply.
Documents Required to Apply for a Business Credit Card with Health & Fitness Offers
When applying for a business credit card with health and fitness offers, you'll need to provide various documents to the card issuer to verify the legitimacy of your business and assess your creditworthiness. While specific requirements may vary depending on the issuer and the type of business credit card you're applying for, here are some common documents you may need:
A valid passport of the business owner
A valid Emirates ID (original and a copy) of the owners and the partners (if the owners are UAE Nationals/Residents)
Address proof of the corporate office
Details of company incorporation
A valid trade license
12 months bank account statements
Final Thoughts
In a society where health and fitness are increasingly valued, Health & Fitness credit cards offer a unique opportunity for individuals in the UAE to prioritize their well-being while enjoying financial incentives and rewards. Whether you're passionate about hitting the gym, practicing yoga, or maintaining a balanced diet, these specialized credit cards can provide tangible benefits that support your journey towards a healthier lifestyle. However, it's essential to evaluate your options carefully and choose a card that aligns with your goals, preferences, and financial situation. By leveraging the benefits of a Health & Fitness credit card wisely, you can invest in your health while saving money in the process, ultimately achieving greater overall well-being and financial stability.
My banker experts will help you with choosing the best Health & Fitness credit cards for yourself after considering all the important aspects related to these cards. We explore every possibility to guarantee total straightforwardness in the application process
