Emirates Islamic Bank Credit Cards In UAE

+971
MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Free for life
  • Earn EI SmartMiles on all your purchases
  • Multiple cards for partners & employees
  • Unlimited complimentary airport lounge access
MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 350

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Purchase Protection 
  • Extended Warranty
TOP REASONS TO CHOOSE
  • Up to 5% cash back on electronic store purchases & telecom
  • No min spend for earning cashback
  • Up to 1% cash back on all local and intnational transactions
  • AED 200 gift voucher from noon as joining offer
MINIMUM SALARY

AED 12,000

RATE

3.49%

ANNUAL FEE

AED 299

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge 
  • Access Travel 
  • Insurance Purchase
  • Protection Extended 
  • Warranty Air Miles
TOP REASONS TO CHOOSE
  • Up to 10% cashback on Groceries, Education, Dining & Telecom
  • Unlimited complimentary access to over 1,000 airport lounges
  • Complimentary Golf any day of the week
  • 1 complimentary valet parking service per month
  • AED 500 Noon Voucher ( T&Cs apply)
MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Purchase Protection 
  • Extended Warranty 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • AED 200 noon voucher (T&C's apply)
  • Up to 2.25 EI SmartMiles per AED 1 spend
  • Unlimited EI SmartMiles
  • Use the "Instant Purchase" feature to redeem EI SmartMiles
  • Free for life card
MINIMUM SALARY

AED 15,000

RATE

3.49%

ANNUAL FEE

AED 735

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Extensive premium lifestyle & travel benefits
  • Up to 3.75 EI SmartMiles per AED 1 spend
  • Complimentary unlimited access to 1000 lounges worldwide
  • 2 complimentary valet parking service per month
MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Purchase Protection 
  • Extended Warranty
TOP REASONS TO CHOOSE
  • Up to 10% cash back on RTA transport payments, fuel spends
  • Free for life
  • Additional Cashback on Fuel and RTA payments
  • Up to 2.25% cashback on international spends
  • Up to 1.25% cash back on all other spends
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 400

OTHER KEY BENEFITS
  • Balance Transfer
TOP REASONS TO CHOOSE
  • Earn Skywards Miles on all spends
  • Dining & shopping discounts in dubai and across UAE
MINIMUM SALARY

AED 25,000

RATE

3.49%

ANNUAL FEE

AED 2100

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Up to 75,000 bonus Skywards Miles
  • Up to 2 Skywards Miles per USD equivalent spent
  • Fast-Track update to Emirates Skywards Silver Tier Status
  • AED 500 noon voucher (T&C's apply)
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 700

OTHER KEY BENEFITS
  • Golf offers 
  • Balance Transfer 
  • Purchase Protection 
  • Extended Warranty
TOP REASONS TO CHOOSE
  • Earn Skywards Miles on all spends
  • Double Miles on spends at Emirates Airlines
  • Complimentary golf offers
  • Amazon gift card worth AED 500 as joining offer
MINIMUM SALARY

AED 12,000

RATE

3.49%

ANNUAL FEE

AED 735

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • AED 500 noon voucher (T&C's apply)
  • Up to 1.5 Skywards Miles per USD equivalent spent
  • Complimentary Airport Lounge access
  • Complimentary Cinema tickets, Golf rounds & Valet Parking
  • Complimentary Marhaba Meet & Greet services
MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Purchase Protection 
  • Extended Warranty 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Welcome bonus of 6000 Tamayaz points
  • Free for life
  • Free Valet Parking

In today's bustling world, credit cards in the UAE have become indispensable for managing finances and enjoying various perks and benefits. Among the many options available, Emirates Islamic Bank Credit Cards stand out as a hope of reliability, convenience, and Islamic principles. Specifically, the Emirates Islamic Cashback Plus Credit Card shines as a testament to the bank's commitment to providing innovative financial solutions that are according to the needs of its customers. Emirates Islamic Bank's credit cards are prominent, delivering convenience, security, and rewards to cardholders. 

Introduction to Emirates Islamic Bank Credit Cards

Emirates Islamic Bank, a leading Islamic financial institution in the UAE, offers a diverse range of credit cards designed to cater to the distinct requirements of individuals and businesses. Focusing on Sharia-compliant practices, Emirates Islamic Bank Credit Cards uphold ethical principles while delivering exceptional value and convenience.

These cards are designed to align with Islamic finance principles, ensuring transactions are compliant and ethical. Whether for everyday purchases, travel, or business expenses, EIB's credit cards provide flexible spending options coupled with competitive benefits, reflecting the bank's dedication to enhancing the financial well-being of its clientele while staying true to Islamic values.

Features of Emirates Islamic Bank Credit Credit Card

Key features and benefits  Emirates Islamic Bank Credit Credit Card of include:

  • Sharia Compliance: As per Islamic principles, the Emirates Islamic Credit Card adheres to Sharia guidelines, ensuring that transactions are free from interest (Riba) and comply with ethical standards.

  • Cashback Rewards: Cardholders enjoy attractive cashback rewards on their everyday spending, allowing them to earn while they shop, dine, travel, and indulge in various lifestyle activities.

  • Flexible Payment Options: Emirates Islamic Bank offers flexible payment plans, allowing cardholders to manage their finances efficiently. With options such as instalment payment plans and balance transfer facilities, customers can enjoy greater control over their expenditures.

  • Comprehensive Insurance Coverage: The Cashback Plus Credit Card provides comprehensive insurance coverage, including travel insurance, purchase protection, and extended warranty, offering peace of mind to cardholders in various situations.

  • Contactless Payment Technology: Keeping pace with technological advancements, the credit cards are equipped with contactless payment technology, enabling swift and secure transactions at participating merchants.

  • Shopping Discounts: Cardholders can avail themselves of discounts, cashback, and reward points when they shop at partner merchants, both online and offline.

  • Dining Privileges: Enjoy special discounts and offers at a wide range of restaurants and eateries across the UAE, making dining out a more delightful experience.

  • Entertainment Rewards: From movie tickets to theme parks, Emirates Islamic Bank credit cards offer rewards and discounts on various entertainment activities, allowing cardholders to indulge in leisure pursuits without breaking the bank.

Eligibility Requirements

Emirates Islamic Bank Credit Card Eligibility Criteria:

  • Minimum monthly salary requirement: AED 5,000

  • Eligible for both self-employed and employed individual

Choosing the Best Islamic Credit Card in the UAE

When selecting the best Islamic credit card in the UAE, several factors include transparency, flexibility, rewards, and customer service. Emirates Islamic Bank Credit Cards excels in all these aspects, offering a holistic financial solution that caters to consumers' diverse needs while adhering to Islamic principles.

Some of the best Emirates Islamic Cashback Credit Cards are:

Emirates Islamic Cashback Plus Card

The Emirates Islamic Cashback Plus Card is one of the best credit cards the bank offers.

TOP REASONS TO CHOOSE

  • Up to 10% cashback on Groceries, Education, Dining & Telecom

  • Unlimited complimentary access to over 1,000 airport lounges

  • Complimentary Golf any day of the week

  • 1 complimentary valet parking service per month

  • AED 500 Noon Voucher ( T&Cs apply)

Emirates Islamic RTA Credit Card

The Emirates Islamic RTA Credit Card does not charge any annual fee from the customers.

TOP REASONS TO CHOOSE

  • Up to 10% cash back on RTA transport payments, fuel spends

  • Free for life

  • Additional Cashback on Fuel and RTA payments

  • Up to 2.25% cashback on international spends

  • Up to 1.25% cash back on all other spends

Emirates Islamic Skywards Platinum Credit Card

The annual fee charged for Emirates Islamic Skywards Platinum Credit Card is AED 700

TOP REASONS TO CHOOSE

  • Earn Skywards Miles on all spends

  • Double Miles on spends at Emirates Airlines

  • Complimentary golf offers

  • Amazon gift card worth AED 500 as joining offer

Connect with My Banker

Emirates Islamic Bank Credit Cards, including the Cashback Plus Credit Card, exemplify excellence in Islamic finance, combining ethical standards with modern-day conveniences. Whether you seek cashback rewards, travel benefits, or shopping privileges, Emirates Islamic Bank has a credit card that aligns with your aspirations and values. Embrace the future of banking with Emirates Islamic Bank Credit Cards and embark on a journey towards financial prosperity with confidence and integrity.

Partnering with My Banker in the UAE ensures seamless access to various credit card options that meet your needs. My Banker is your trusted ally in securing the best card for you. Backed by their expertise and industry insight, we guarantee to find the perfect fit for your financial requirements. Connect with us today, and let us pave the way to your ideal credit solution.