Balance Transfer Credit Cards with Concierge Service

+971
ADCB Etihad Guest Infinite Credit Card
ADCB Etihad Guest Infinite Credit Card
Abu Dhabi Commercial Bank Credit Cards
MINIMUM SALARY

AED 40,000

RATE

3.25%

ANNUAL FEE

AED 2625

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Joining Bonus of 12,000 Etihad Guest Miles
  • Monthly Bonus of 1000 Etihad Guest Miles
  • 30% off at over 1,400 restaurants in the UAE
  • Benefits at Ferrari World & Yas Water World
Apply Now
ADCB Etihad Guest Signature Credit Card
ADCB Etihad Guest Signature Credit Card
Abu Dhabi Commercial Bank Credit Cards
MINIMUM SALARY

AED 20,000

RATE

3.25%

ANNUAL FEE

AED 1050

OTHER KEY BENEFITS
  • Golf offers 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection
  • Extended Warranty 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Earn Up to 2 Etihad Guest Miles per USD 1
  • Up to 2,000 Etihad Guest Miles as monthly bonus
  • 30% off at over 1,400 restaurants in the UAE
Apply Now
ADCB TouchPoints Infinite Credit Card
ADCB TouchPoints Infinite Credit Card
Abu Dhabi Commercial Bank Credit Cards
MINIMUM SALARY

AED 40,000

RATE

3.25%

ANNUAL FEE

AED 1050

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Contactless Tech 
  • Air Miles
TOP REASONS TO CHOOSE
  • Excellent Reward earnings rate
  • Premium lifestyle features
  • No Annual fee
Apply Now
ADIB Booking.com Infinite Card
ADIB Booking.com Infinite Card
Abu Dhabi Islamic Bank Credit Cards
MINIMUM SALARY

AED 20,000

RATE

3.29%

ANNUAL FEE

AED 2000

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  •  Air Miles
TOP REASONS TO CHOOSE
  • 200,000 sign-up reward points
  • Flight and hotel booking discounts
  • Extensive premium travel & lifestyle benefits
  • Earn rewards on all spends & cashback on specific categories
Apply Now
ADIB Emirates Skywards World Elite Card
ADIB Emirates Skywards World Elite Card
Abu Dhabi Islamic Bank Credit Cards
MINIMUM SALARY

AED 25,000

RATE

3.33%

ANNUAL FEE

AED 4500

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Bonus Skywards Miles
  • Fast track to Emirates Skywards Gold tier membership
  • 1 year complimentary Amazon Prime membership
  • Complimentary Emirates Home check-in services
Apply Now
CBD Super Saver Credit Card
CBD Super Saver Credit Card
Commercial Bank of Dubai Credit Cards
MINIMUM SALARY

AED 8,000

RATE

3.69%

ANNUAL FEE

AED 400

OTHER KEY BENEFITS
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Acess
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
TOP REASONS TO CHOOSE
  • Earn up to 10% cashback on specific categories
  • Complimentary global airport lounge access with Lounge Key
  • Upto 5 free supplementary credit cards
Apply Now
Emirates NBD Dnata World Credit Card
Emirates NBD Dnata World Credit Card
Emirates NBD Bank Credit Cards
MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 1048.95

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Air Miles
TOP REASONS TO CHOOSE
  • Exclusive Concierge Desk and privileges
  • 15% rewards for spends at dnata
  • 10% rewards for Duty Free Shopping
  • Complimentary airport lounge access to over 1000 lounges
  • Complimentary access to top golf courses across the UAE
Apply Now
Emirates NBD Lulu 247 Platinum Credit Card
Emirates NBD Lulu 247 Platinum Credit Card
Emirates NBD Bank Credit Cards
MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 250

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Class leading cashback of 7% at Lulu stores & online
  • Complimentary access to top golf courses across the UAE
  • Exclusive benefits & offers at Lulu stores & online
  • Complimentary airport lounge access via LoungeKey
  • Buy 1 get 1 free on movie tickets with Vox Cinemas
Apply Now
Emirates NBD Skywards Infinite Credit Card
Emirates NBD Skywards Infinite Credit Card
Emirates NBD Bank Credit Cards
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Best-in-class Skywards Miles earning - earn and redeem
  • Earn up to 100,000 Skywards Miles
  • Complimentary Emirates Skywards Silver membership upgrade
  • AED 400 voucher from YouGotaGift
Apply Now
Emirates NBD Starwood Preferred Guest World Credit Card
Emirates NBD Starwood Preferred Guest World Credit Card
Emirates NBD Bank Credit Cards
MINIMUM SALARY

AED 25,000

RATE

3.09%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Dining Offers 
  • Health & Fitness 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Air Miles 
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Extensive premium lifestyle & travel benefits
  • Exclusive benefits at Starwood Hotels & Resorts
  • Earn Starpoints on all spends
  • Comprehensive travel insurance cover
Apply Now
Emirates NBD U By Emaar Visa Infinite
Emirates NBD U By Emaar Visa Infinite
Emirates NBD Bank Credit Cards
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance Airport 
  • Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Excellent discounts & offers at Emaar establishments
  • "Platinum" U By Emaar status
  • Premium travel and lifestyle benefits
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Complimentary airport lounge access to over 1000 lounges
Apply Now
Emirates NBD U By Emaar Visa Signature
Emirates NBD U By Emaar Visa Signature
Emirates NBD Bank Credit Cards
MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 262.5

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Purchase Protection 
  • Extended Warranty 
  • Life Insurance 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Excellent discounts & offers at Emaar establishments
  • Premium travel and lifestyle benefits
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Receive U By Emaar Gold Status
  • Complimentary airport lounge access to over 1000 lounges
Apply Now
Emirates NBD Visa Infinite Credit Card
Emirates NBD Visa Infinite Credit Card
Emirates NBD Bank Credit Cards
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn rewards on all domestic & international spends
  • Complimentary airport lounge access to over 1000 lounges
  • Golf club privileges
  • Exclusive Concierge Desk Privileges
  • Valet Parking at selected locations in Abu Dhabi
Apply Now
FAB Etihad Guest Infinite Credit Card
FAB Etihad Guest Infinite Credit Card
First Abu Dhabi Bank Credit Cards
MINIMUM SALARY

AED 30,000

RATE

3.5%

ANNUAL FEE

AED 2500

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • 75% Etihad Guest Miles Discount Voucher
  • Fast Track Enrolment to Etihad Guest Gold Membership
  • Complimentary Inflight Wifi Vouchers
  • Optional Etihad Guest Miles Accelerator
  • 55,000 welcome
Apply Now
FAB Etihad Guest Signature Credit Card
FAB Etihad Guest Signature Credit Card
First Abu Dhabi Bank Credit Cards
MINIMUM SALARY

AED 15,000

RATE

3.5%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets  
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer  
  • Airport Lounge Access  
  • Travel Insurance  
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • 35,000 welcome Etihad Guest Miles
  • 50% Etihad Guest Miles discount voucher
  • Access to 1000+ airport lounges across the world
  • Fast track enrolment to Etihad Guest Silver Membership
  • Earn up to 6.5 Etihad Guest Miles for every AED 10 spent
Apply Now
FAB Manchester City Infinite Credit Card
FAB Manchester City Infinite Credit Card
First Abu Dhabi Bank Credit Cards
MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Airport Lounge Access
  •  Balance Transfer
  •  CashBack
  •  Cinema Benefits
  •  Concierge Service
  •  Dining Benefit
  •  Extended Warranty
  •  Fraudulent Card Misuse Protection
  •  Golf Benefits
  •  Hotel Discounts
  •  Purchase Protection
  •  Travel Insurance
  •  Valet Parking
TOP REASONS TO CHOOSE
Apply Now
HSBC Black Credit Card
HSBC Black Credit Card
HSBC Credit Cards
MINIMUM SALARY

AED 50,000

RATE

2.75%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Air Miles
TOP REASONS TO CHOOSE
  • Premium luxury lifestyle benefits
  • 150,000 bonus sign-up Airmiles
  • Excellent travel & travel insurance benefits
  • Best in class cinema offers
  • AED 500 Cashback Welcome offer
Apply Now
HSBC Cashback Credit Card
HSBC Cashback Credit Card
HSBC Credit Cards
MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 313

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Purchase Protection 
  • Extended Warranty
TOP REASONS TO CHOOSE
  • No annual fee for the 1st year
  • 'Buy 1 Get 1 Free' tickets at Vox Cinemas
  • Up to 5% cashback on your spend
  • Enjoy up to AED 600 cashback when you open a Cashback card
Apply Now
Najm Platinum Plus Cashback Card
Najm Platinum Plus Cashback Card
Najm Credit Cards
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 420

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
TOP REASONS TO CHOOSE
  • Exclusive offers at Carrefour
  • Earn 3% cashback at Carrefour through the year
  • Earn 6% cashback at Carrefour on Tuesdays
  • VOX Cinema offers
Apply Now
Najm Voyager Signature Credit Card
Najm Voyager Signature Credit Card
Najm Credit Cards
MINIMUM SALARY

AED 16,000

RATE

3.25%

ANNUAL FEE

AED 524

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Life Insurance
TOP REASONS TO CHOOSE
  • Joining offer of up to 75,000 Voyager reward points
  • Earn rewards points on ALL spends
  • Airport lounge access for primary & secondary cardholders
Apply Now
RAKBANK Emirates Skywards World Elite Mastercard Credit Card
RAKBANK Emirates Skywards World Elite Mastercard Credit Card
Rakbank Credit Cards
MINIMUM SALARY

AED 25,000

RATE

2.45%

ANNUAL FEE

AED 1499

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Life Insurance
  • Contactless Tech
  •  Air Miles
TOP REASONS TO CHOOSE
  • Get up to 20,000 Bonus Skywards Miles
  • Emirates Skywards Silver Tier Status
  • Access to 900+ airport lounges across the world
  • Fast Track to Gold Tier status
  • 1-night free stay at Rixos JB
Apply Now

Concierge Service Credit Cards Card Types

Concierge Service Credit Cards by Bank

Credit Card Features