A Comprehensive Guide to ADCB Credit Cards in the Emirates

Established in 1985 and settled in Abu Dhabi, the Abu Dhabi Commercial Bank (regularly known as ADCB) is one of the premier banks in the UAE. It is the third most broad bank in the UAE that facilitates retail banking, business banking, Islamic banking, and other monetary administrations to its significant clients. The ADCB credit cards accompany a mixture of chief advantages, elements, and prizes. The bank provides conventional and emirates Islamic credit cards to satisfy the essential monetary necessities of various individuals. The ADCB credit card can provide a very rewarding experience to its users. In this blog, we will cover all the essential information you need to know about the ADCB credit card.

Introduction to ADCB Credit Cards in the UAE

ADCB credit cards in the UAE are an extraordinary method for beginning with credit in the country. Applying for an ADCB credit card is simple and straightforward. To get started, you'll need to organize your paperwork. You should show evidence of pay, residency, and personality. When you have these records prepared, you can begin the application cycle on the web or by visiting an ADCB branch. The next thing you need to do is decide which kind of credit card is best for you. ADCB offers a wide range of credit cards with various elements and advantages. Whenever you have picked the right card for you, you can apply on the web or at an ADCB bank branch. After your application has been endorsed, you will accept your new credit card within 10 working days. To begin using your new card, just activate it and use it to buy anything from a place where credit cards are acceptable as a medium of exchange.

Best ADCB Credit Cards

Abu Dhabi Commercial Bank offers a wide variety of credit cards. Some of the top credit cards offered by ADCB are listed below:

ADCB Platinum Credit Card

This type of ADCB credit card is ideal for people who appreciate extra advantages and honors. It offers various advantages like airport lounge access, attendant services, and travel protection. It further offers a reward program that gives you points for every purchase.

TOP REASONS TO CHOOSE:

• Benefits at Ferrari World & Yas Waterworld

• 10000 bonus touch points for spends of AED 10K

• Golf & Cinema offers

• First year free

• 20% off at talabat offers

ADCB TouchPoints Credit Card

This type of ADCB credit card is equipped towards the people who need to boost their prizes and reserve funds. It helps to procure TouchPoints for each buy, which can be recovered for flights, inn stays and shopping vouchers. It further offers exceptional limits.

TOP REASONS TO CHOOSE:

• Excellent Reward earnings rate

• Premium lifestyle features

• No Annual fee

ADCB Etihad Guest Infinite Credit Card

The ADCB Etihad Guest Infinite Credit Card is a co-marked credit card presented by Abu Dhabi Commercial Bank (ADCB) in a joint effort with Etihad Aviation routes. This card is reasonably intended to compensate cardholders with Etihad Visitor Miles for their spending. These miles can be reclaimed for different advantages with Etihad Aviation routes, like flights, overhauls, or other travel-related advantages.

TOP REASONS TO CHOOSE:

• Joining Bonus of 12,000 Etihad Guest Miles

• Monthly Bonus of 1000 Etihad Guest Miles

• 30% off at over 1,400 restaurants in the UAE

• Benefits at Ferrari World & Yas Water World

ADCB Etihad Guest Signature Credit Card

The ADCB Etihad Guest Signature Credit Card is a co-marked credit card presented by Abu Dhabi Commercial Bank (ADCB) in a joint effort with Etihad Aviation routes. 

TOP REASONS TO CHOOSE:

• Earn Up to 2 Etihad Guest Miles per USD 1

• Up to 2,000 Etihad Guest Miles as monthly bonus

• 30% off at over 1,400 restaurants in the UAE

Eligibility Criteria for Applying for an ADCB Credit Card

To apply for an ADCB credit card in the UAE, you should meet the following eligibility criteria:

• You should be an inhabitant of the UAE.

• One should have a decent record of loan repayment.

• You should have a base compensation of AED 5,000 per month.

• A valid Emirates ID is required.

Benefits of ADCB Credit Cards

ADCB credit cards offer various benefits to its users. Mentioned below are the various benefits offered by these credit cards:

Reward Projects

ADCB credit cards accompany various reward programs that permit cardholders to acquire focuses or miles for each exchange. These can be recovered for different benefits, including travel and shopping vouchers.

Restrictive Limits

Appreciate exceptional limits and offers from dealers, both online and offline. ADCB credit cardholders have access to a variety of exclusive deals, including those on dining and shopping.

Travel Advantages

Numerous ADCB credit cards offer travel-related advantages, for example, airport lounge access, travel protection, and limits on airfare and lodgings. This settles on them a favored decision for continuous explorers.

Attendant Services

Platinum cardholders can get attendant services that help with travel plans, occasion appointments, and other way of life needs, adding a dash of extravagance to their experience.

How to Apply for an ADCB Credit Card

Applying for an ADCB credit card is a straightforward and hassle-free process. Mentioned below are the various steps to apply for an ADCB credit card:

Verify Qualifications

Visit the ADCB site or contact the bank to check your qualification for the ideal credit card. Based on income, employment status, and credit history, different cards may have different eligibility requirements.

Pick the Right Card

Select the ADCB bank credit card that lines up with your way of life and monetary inclinations. Consider factors like prizes, advantages, and yearly charges prior to settling on a choice.

Complete the Application

Finish up the web-based application structure accessible on the ADCB site. Give precise data in regards to your own subtleties, work, and monetary status.

Submit Required Documents

Include the required documentation, which typically consists of identity, residence, and income proof. ADCB may ask for additional documents based on your profile and the particular card you are applying for.

Wait for Permission

When you present your application, the bank will audit it and survey your qualifications. The endorsement cycle might require a couple of days, after which you will be informed of the result.

Conclusion

Applying for an ADCB bank credit card in the UAE is not so confusing or scary as it might appear. With a couple of straightforward advances and the right records, you can be supported for your new card rapidly and without any problem. Make sure you carefully read all of the terms and conditions to learn about the benefits of your new credit card. With these guidelines, you ought to have no difficulty effectively applying for an ADCB credit card in the UAE. My banker will assist you in providing all the information regarding ADCB credit cards in the UAE. We will guide you with apt credit card selection and its application procedure. Contact us today to get your ADCB credit card with minimal efforts.