Balance Transfer Credit Cards with Travel Insurance

+971
MINIMUM SALARY

AED 40,000

RATE

3.25%

ANNUAL FEE

AED 2625

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Joining Bonus of 12,000 Etihad Guest Miles
  • Monthly Bonus of 1000 Etihad Guest Miles
  • 30% off at over 1,400 restaurants in the UAE
  • Benefits at Ferrari World & Yas Water World
MINIMUM SALARY

AED 20,000

RATE

3.25%

ANNUAL FEE

AED 1050

OTHER KEY BENEFITS
  • Golf offers 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection
  • Extended Warranty 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Earn Up to 2 Etihad Guest Miles per USD 1
  • Up to 2,000 Etihad Guest Miles as monthly bonus
  • 30% off at over 1,400 restaurants in the UAE
MINIMUM SALARY

AED 20,000

RATE

3.25%

ANNUAL FEE

AED 1050

OTHER KEY BENEFITS
  • Golf offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Contactless Tech 
  • Air Miles
TOP REASONS TO CHOOSE
  • 20% off on flight & hotel bookings
  • 900 airport lounges worldwide
  • 0% foreign currency transaction fee
  • Get a complimentary 2-night stay Hotels.com voucher
  • Enjoy 15% off on Staycations offers available at cleartrip
MINIMUM SALARY

AED 20,000

RATE

3.29%

ANNUAL FEE

AED 2000

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  •  Air Miles
TOP REASONS TO CHOOSE
  • 200,000 sign-up reward points
  • Flight and hotel booking discounts
  • Extensive premium travel & lifestyle benefits
  • Earn rewards on all spends & cashback on specific categories
MINIMUM SALARY

AED 12,000

RATE

3.09%

ANNUAL FEE

AED 299

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Flight and hotel booking discounts
  • Travel & lifestyle benefits
  • Earn rewards on all spends & cashback on specific categories
MINIMUM SALARY

AED 15,000

RATE

3.33%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Bonus Skywards Miles
  • Fast track to Emirates Skywards Gold tier membership
  • Complimentary Emirates Home check-in services
MINIMUM SALARY

AED 25,000

RATE

3.33%

ANNUAL FEE

AED 4500

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Bonus Skywards Miles
  • Fast track to Emirates Skywards Gold tier membership
  • 1 year complimentary Amazon Prime membership
  • Complimentary Emirates Home check-in services
MINIMUM SALARY

AED 40,000

RATE

2.75%

ANNUAL FEE

AED 750

OTHER KEY BENEFITS
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Premium Luxury & Travel benefits
  • Earn rewards on all spends & also bonus rewards
MINIMUM SALARY

AED 20,000

RATE

2.90%

ANNUAL FEE

AED 500

OTHER KEY BENEFITS
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Premium lifestyle & travel benefits
  • Earn rewards on all spends & also bonus rewards
MINIMUM SALARY

AED 30,700

RATE

2.50%

ANNUAL FEE

AED 2,760

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
TOP REASONS TO CHOOSE
  • Premium lifestyle & travel benefits
  • No interest charges (full payment required)
  • Access to the Membership Rewards® programme
MINIMUM SALARY

AED 12,000

RATE

3.45%

ANNUAL FEE

AED 999

OTHER KEY BENEFITS
  • Valet Parking 
  • Cinema Tickets 
  •  Dining Offers
  •  Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  •  Purchase Protection 
  • Extended Warranty
TOP REASONS TO CHOOSE
  • 50,000 Bouns Smile Points
  • Premium lifestyle & travel benefits
  • Valet parking & cinema offers
MINIMUM SALARY

AED 8,000

RATE

3.69%

ANNUAL FEE

AED 400

OTHER KEY BENEFITS
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Acess
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
TOP REASONS TO CHOOSE
  • Earn up to 10% cashback on specific categories
  • Complimentary global airport lounge access with Lounge Key
  • Upto 5 free supplementary credit cards
MINIMUM SALARY

AED 20,000

RATE

3.69%

ANNUAL FEE

AED 750

OTHER KEY BENEFITS
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Complimentary ClassPass wellness app wth 200 fitness centers
  • Premium lifestyle & travel benefits
  • 20% off on Talabat food and grocery orders twice a month
  • Up to 20% discount across Emaar entertainment
  • 10% discount on Cleartrip and Booking.com
MINIMUM SALARY

AED 50,000

RATE

2.99%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Preferential interest rates and higher credit limits
  • Free travel and medical insurance
  • Shopping discounts at selected partners across the UAE
MINIMUM SALARY

AED 15,000

RATE

3.45%

ANNUAL FEE

AED 840

OTHER KEY BENEFITS
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance
TOP REASONS TO CHOOSE
  • 1st Year Annual Fee waived
  • Earn CBI Reward points from the first Dirham you spend
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
TOP REASONS TO CHOOSE
  • No caps, no minimum spend, no redemption process & no spend
  • 3% on non AED spend | 2% on Grocery Spend | 1% on all Other
  • Unlimited access to 1000+ lounges worldwide
  • No Annual Membership fee in year 1
  • Get 15% off at Carrefour, 10% off at Amazon.ae
MINIMUM SALARY

AED 36,750

RATE

3.25%

ANNUAL FEE

AED 3000

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
TOP REASONS TO CHOOSE
  • Earn up to 2.5 Skywards Miles per $ spend
  • Complimentary Emirates Skywards Silver membership
  • Exclusive 100% Metal card
  • Unlimited complimentary golf in some of the courses in UAE
  • 25,000 welcome bonus Skywards Miles
MINIMUM SALARY

AED 18,000

RATE

3.5%

ANNUAL FEE

AED 800

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
TOP REASONS TO CHOOSE
  • Earn up to 1.25 Skywards Miles per $ spend
  • 1 Complimentary golf a month at the finest courses in UAE
  • Complimentary valet parking, cinema ticket offers
  • Unlimited access to 1000+ airport lounges
MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 400

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
TOP REASONS TO CHOOSE
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
TOP REASONS TO CHOOSE
  • Earn ThankYou Reward points on all spends
  • VoucherSkout-Signup offer
  • Unlimited global airport lounge access to 1000+ lounges
  • Flat 30% off 2 movie tickets at VOX Cinemas every month
  • No annual fee in year 1
MINIMUM SALARY

AED 30,000

RATE

2.59%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
TOP REASONS TO CHOOSE
  • Exclusive discounts at Dubai Parks & Resorts
  • 30% savings on 1-day tickets
  • 15% dis. on F&B & 10% dis. on merchandise inside the parks
  • Q-Fast privileges
MINIMUM SALARY

AED 5,000

RATE

195 p.m.

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Travel Insurance
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover
MINIMUM SALARY

AED 5,000

RATE

375 p.m.

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Car Registration
  • Travel Insurance
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover
MINIMUM SALARY

AED 5,000

RATE

475 p.m.

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Balance Transfer
  • Car Registration
  • Travel Insurance
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover
MINIMUM SALARY

AED 15,000

RATE

600 p.m.

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Car Registration
  • Travel Insurance
  • Purchase Protection
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover
  • Good loyalty rewards earning rate
MINIMUM SALARY

AED 25,000

RATE

600 p.m.

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Car Registration
  • Travel Insurance
  • Purchase Protection
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Excellent loyalty rewards earn rate
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover
MINIMUM SALARY

AED 15,000

RATE

3.25

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn up to 30,000 Bonus Skywards Miles
  • Earn Skywards Miles on all spends
  • Premium lifestyle benefits
MINIMUM SALARY

AED 5,000

RATE

195 p.m.

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Travel Insurance
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No annual fee Personal accident & travel insurance cover
  • Roadside assistance services
  • Personal accident & travel insurance cover
MINIMUM SALARY

AED 5,000

RATE

475 p.m.

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Balance Transfer
  •  Car Registration
  •  Travel Insurance
  •  Roadside Assistance
TOP REASONS TO CHOOSE
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover
MINIMUM SALARY

AED 15,000

RATE

600 p.m.

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Car Registration
  • Travel Insurance
  • Purchase Protection
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • You can redeem Wala's payments for Utility bills and get 2% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, abd get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • Avail card protection plus to protect your card from any misuse.
  • With Wala reward system, you will get 0.50% of your spends, which can be redeemed for hotel bookings, flights, electronics, household and utility payments.
TOP REASONS TO CHOOSE
  • No annual fee
  • Roadside assistance services
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED

OTHER KEY BENEFITS
  • Car Registration
  • Travel Insurance
  • Contactless Tech
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover
MINIMUM SALARY

AED 50,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Extensive premium luxury lifestyle benefits
  • Premium travel benefits
  • Premium card with no annual fee
MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Balance Transfer
  • Car Registration
  • Travel Insurance
  •  Purchase Protection
  • Contactless Tech
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover
MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Premium lifestyle benefits
  • Premium travel benefits
  • No annual fee
MINIMUM SALARY

AED 12,000

RATE

3.49%

ANNUAL FEE

AED 299

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge 
  • Access Travel 
  • Insurance Purchase
  • Protection Extended 
  • Warranty Air Miles
TOP REASONS TO CHOOSE
  • Up to 10% cashback on Groceries, Education, Dining & Telecom
  • Unlimited complimentary access to over 1,000 airport lounges
  • Complimentary Golf any day of the week
  • 1 complimentary valet parking service per month
  • AED 500 Noon Voucher ( T&Cs apply)
MINIMUM SALARY

AED 15,000

RATE

3.49%

ANNUAL FEE

AED 735

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Extensive premium lifestyle & travel benefits
  • Up to 3.75 EI SmartMiles per AED 1 spend
  • Complimentary unlimited access to 1000 lounges worldwide
  • 2 complimentary valet parking service per month
MINIMUM SALARY

AED 12,000

RATE

3.49%

ANNUAL FEE

AED 735

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • AED 500 noon voucher (T&C's apply)
  • Up to 1.5 Skywards Miles per USD equivalent spent
  • Complimentary Airport Lounge access
  • Complimentary Cinema tickets, Golf rounds & Valet Parking
  • Complimentary Marhaba Meet & Greet services
MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 400

OTHER KEY BENEFITS
  • Golf offers
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn rewards on all domestic & international spends
  • Global airport lounge access and travel insurance
  • AED 200 YouGotAGift voucher
MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 1048.95

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Air Miles
TOP REASONS TO CHOOSE
  • Exclusive Concierge Desk and privileges
  • 15% rewards for spends at dnata
  • 10% rewards for Duty Free Shopping
  • Complimentary airport lounge access to over 1000 lounges
  • Complimentary access to top golf courses across the UAE
MINIMUM SALARY

AED 25,000

RATE

3.09%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Dining Offers 
  • Health & Fitness 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Air Miles 
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Extensive premium lifestyle & travel benefits
  • Exclusive benefits at Starwood Hotels & Resorts
  • Earn Starpoints on all spends
  • Comprehensive travel insurance cover
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance Airport 
  • Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Excellent discounts & offers at Emaar establishments
  • "Platinum" U By Emaar status
  • Premium travel and lifestyle benefits
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Complimentary airport lounge access to over 1000 lounges
MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 262.5

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Purchase Protection 
  • Extended Warranty 
  • Life Insurance 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Excellent discounts & offers at Emaar establishments
  • Premium travel and lifestyle benefits
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Receive U By Emaar Gold Status
  • Complimentary airport lounge access to over 1000 lounges
MINIMUM SALARY

AED 8,000

RATE

2.08%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee
  • Enjoy 2 airport transfers every year
  • Exclusive offers and 5% cashback from Al-Futtaim showrooms
  • Enjoy access to airport lounges across the Middle East
  • Complimentary 0% balance transfer for up to 12 months
MINIMUM SALARY

AED 30,000

RATE

3.5%

ANNUAL FEE

AED 2500

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • 75% Etihad Guest Miles Discount Voucher
  • Fast Track Enrolment to Etihad Guest Gold Membership
  • Complimentary Inflight Wifi Vouchers
  • Optional Etihad Guest Miles Accelerator
  • 55,000 welcome
MINIMUM SALARY

AED 8,000

RATE

3.5%

ANNUAL FEE

AED 500

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  •  Balance Transfer
  •  Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
TOP REASONS TO CHOOSE
  • 10,000 welcome Etihad Bonus Guest Miles
  • 25% Etihad Guest Miles discount voucher
  • Miles Accelator and Double Miles on recurring trans.
  • Airport Transfers Facility
  • Free Cinema Tickets
MINIMUM SALARY

AED 15,000

RATE

3.5%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets  
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer  
  • Airport Lounge Access  
  • Travel Insurance  
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • 35,000 welcome Etihad Guest Miles
  • 50% Etihad Guest Miles discount voucher
  • Access to 1000+ airport lounges across the world
  • Fast track enrolment to Etihad Guest Silver Membership
  • Earn up to 6.5 Etihad Guest Miles for every AED 10 spent
MINIMUM SALARY

AED 30,000

RATE

3.50%

ANNUAL FEE

AED 550

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Exclusive Ferrari offers
  • Extensive premium lifestyle benefits
  • Premium travel benefits
MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee
  • Up to 4.25% fixed discount on advanced payment of GEMS fees
  • 10% Cashback with Shop Smart
  • Enjoy access to airport lounges across the Middle East
  • Enjoy special offers at restaurants, premium retail etc.
MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Airport Lounge Access
  •  Balance Transfer
  •  CashBack
  •  Cinema Benefits
  •  Concierge Service
  •  Dining Benefit
  •  Extended Warranty
  •  Fraudulent Card Misuse Protection
  •  Golf Benefits
  •  Hotel Discounts
  •  Purchase Protection
  •  Travel Insurance
  •  Valet Parking
TOP REASONS TO CHOOSE
MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Guaranteed AED 1500 travel voucher as joining offer
  • No international transaction bank fee
  • 1 complimentary night for every 3 paid nights on FAB portal
  • Redeem across 800+ airlines, 500,000+ hotels and car rental
  • Redeem across 800+ airlines, 500,000+ hotels and car rental
  • Unlimited free access across over 1,000+ airport lounges
MINIMUM SALARY

AED 50,000

RATE

2.75%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Air Miles
TOP REASONS TO CHOOSE
  • Premium luxury lifestyle benefits
  • 150,000 bonus sign-up Airmiles
  • Excellent travel & travel insurance benefits
  • Best in class cinema offers
  • AED 500 Cashback Welcome offer
MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 313

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Purchase Protection 
  • Extended Warranty
TOP REASONS TO CHOOSE
  • No annual fee for the 1st year
  • 'Buy 1 Get 1 Free' tickets at Vox Cinemas
  • Up to 5% cashback on your spend
  • Enjoy up to AED 600 cashback when you open a Cashback card
MINIMUM SALARY

AED 25,000

RATE

3.45%

ANNUAL FEE

AED 650

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Extensive, premium luxury lifestyle benefits
  • Earn Salaam Carats on all spends
  • Premium travel benefits
  • 50% discount on movie tickets
  • ED 2500 cashback as joining bonus
MINIMUM SALARY

AED 16,000

RATE

3.25%

ANNUAL FEE

AED 524

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Life Insurance
TOP REASONS TO CHOOSE
  • Joining offer of up to 75,000 Voyager reward points
  • Earn rewards points on ALL spends
  • Airport lounge access for primary & secondary cardholders
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  •  Air Miles
TOP REASONS TO CHOOSE
  • Premium card with no annual fee
  • Earn cashback on all spends
  • Premium lifestyle benefits
MINIMUM SALARY

AED 25,000

RATE

2.45%

ANNUAL FEE

AED 1499

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Life Insurance
  • Contactless Tech
  •  Air Miles
TOP REASONS TO CHOOSE
  • Get up to 20,000 Bonus Skywards Miles
  • Emirates Skywards Silver Tier Status
  • Access to 900+ airport lounges across the world
  • Fast Track to Gold Tier status
  • 1-night free stay at Rixos JB
MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Life Insurance
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No Annual Fee ever
  • Rewards redemption not restricted to any specific airline
  • Exclusive Dining & shopping discounts globally
  • Free Roadside Assistance & Concierge Services
MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn "Goldback" on all spends
  • Additional saves on spends at Kalyan Jewellers
  • No annual fee ever
MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Free for life card
  • Up to 9 Supplementary Cards free
  • Purchase protection & travel insurance
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Contactless Tech
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Earn up to 3.75 RAKrewards per AED of spend
  • Chance to win 500,000 RAKrewards every 3 months
  • Earn RAKrewards on all spends
  • Free for life
  • Cardless cash withdrawals
MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Exclusive discount at nmc hospitals
  • Free for life card
  • Earn cashback on all spends
MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Earn up to 1.5% discounts on all spends
  • No annual fee ever
MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Dining Offers
  • Health & Fitness
  • Life Insurance
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Exclusive card for business owners and no annual fee ever
  • High Cash advance Limits with 1% cashback on Cash Advance
  • Easy Credit Card Cheque (CCC) facility
  • No minimum spend criteria for earning cashback
  • Additional Business Credit Cards for your key employe
MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Free for life
  • 5% Cashback on Supermarkets and Dining
  • Upto 50% Cashback on Cinemas
  • Minimum monthly payment of only 3%
MINIMUM SALARY

AED 20,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Life Insurance
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Free for first year
  • Excellent cashback benefits on Domestic & Int. spends
  • 50% off at VOX cinema tickets
  • Free Delivery of Fuel by CAFU at your doorstep
  • Free Travel Accident & Medical Cover
MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Purchase Protection 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Shariah compliant fixed-fee card
  • No cash advance fee on ATM
  • Complimentary lounge access in 300 cities
  • 20% off on careem rides
  • AED 200 Cashback Welcome offer
MINIMUM SALARY

AED 23,000

RATE

2.50%

ANNUAL FEE

AED 644

OTHER KEY BENEFITS
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
TOP REASONS TO CHOOSE
  • No Pre-set Spending Limit
  • No interest charges (full payment required)
  • Access to the Membership Rewards® programme
MINIMUM SALARY

AED 40,000

RATE

2.79%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Purchase Protection 
  • Extended Warranty
TOP REASONS TO CHOOSE
  • Welcome bonus of 500,000 UAB Reward points
  • Premium travel & lifestyle benefits
  • Earn rewards points on all spends
MINIMUM SALARY

AED 40,000

RATE

900 p.m.

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  •  
  • Balance Transfer
  •  
  • Airport Lounge Access
TOP REASONS TO CHOOSE
  • Premium card free for life
  • Premium travel & lifestyle benefits
  • Earn rewards points on all spends