No Annual Fee Credit Cards with Airport Lounge Access

+971
MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
TOP REASONS TO CHOOSE
  • No Annual Fee
  • Interest-free balance transfers
  • Redeem reward points instantly at Lulu
  • Benefits at Ferrari World & Yas Waterworld
  • Lulupoints can be redeemed with supplementary card
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • No Annual Fee
  • 0% interest for upto 12 months for school & college fees
  • Benefits at Ferrari World & Yas Waterworld
  • Complimentary airport lounge access
MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • Free for life
  • Dining discounts in UAE
MINIMUM SALARY

AED 15,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
TOP REASONS TO CHOOSE
  • No Annual Fee
  • Upto AED 150 cashback p.m. on ANY cinema spend in UAE
MINIMUM SALARY

AED 5,000

RATE

3.50%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
TOP REASONS TO CHOOSE
  • Easy Installment Plan
  • Cash Loan
  • No Cash Advance, Late or Overlimit fee
  • Free for life
MINIMUM SALARY

AED 5,000

RATE

3.75%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Air Miles 
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Rent with Avis and get a complimentary upgrade , worldwide
  • No Annual Fee
  • Access to airport lounges across the Middle East
  • 20% off 3 rides on careem
MINIMUM SALARY

AED 8,000

RATE

2.08%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee
  • Enjoy 2 airport transfers every year
  • Exclusive offers and 5% cashback from Al-Futtaim showrooms
  • Enjoy access to airport lounges across the Middle East
  • Complimentary 0% balance transfer for up to 12 months
MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee
  • Up to 4.25% fixed discount on advanced payment of GEMS fees
  • 10% Cashback with Shop Smart
  • Enjoy access to airport lounges across the Middle East
  • Enjoy special offers at restaurants, premium retail etc.
MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No Annual fee
  • Win a trip to Etihad Stadium to watch Manchester City
  • Win a chance to meet the Manchester City Team in the UK
  • Access to airport lounges across the Middle East
MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Lounge access
  • Complimentary basic meet and greet service
  • Facilities such as roadside assistance, automatic utility bill payment, accident insurance, credit shield, wallet shield
  • Choose between loyalty programs, First Rewards, and First Cashback
  • Can get up to 5% cashback on spending using the credit card
  • Can transfer money to other accounts on no charges
TOP REASONS TO CHOOSE
MINIMUM SALARY

AED 5,000

RATE

3.09%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Airport Lounge Access
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Free for life
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Valet Parking
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee
  • Earn cashback on all spends
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  •  Air Miles
TOP REASONS TO CHOOSE
  • Premium card with no annual fee
  • Earn cashback on all spends
  • Premium lifestyle benefits
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
TOP REASONS TO CHOOSE
MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Life Insurance
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No Annual Fee ever
  • Rewards redemption not restricted to any specific airline
  • Exclusive Dining & shopping discounts globally
  • Free Roadside Assistance & Concierge Services
MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn "Goldback" on all spends
  • Additional saves on spends at Kalyan Jewellers
  • No annual fee ever
MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Free for life card
  • Up to 9 Supplementary Cards free
  • Purchase protection & travel insurance
MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Exclusive discount at nmc hospitals
  • Free for life card
  • Earn cashback on all spends
MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Earn up to 1.5% discounts on all spends
  • No annual fee ever
MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Dining Offers
  • Health & Fitness
  • Life Insurance
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Exclusive card for business owners and no annual fee ever
  • High Cash advance Limits with 1% cashback on Cash Advance
  • Easy Credit Card Cheque (CCC) facility
  • No minimum spend criteria for earning cashback
  • Additional Business Credit Cards for your key employe
MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Free for life
  • 5% Cashback on Supermarkets and Dining
  • Upto 50% Cashback on Cinemas
  • Minimum monthly payment of only 3%
MINIMUM SALARY

AED 5,000

RATE

3.19%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee
  • High cashback rates at ADCOOP & Spar Abu Dhabi
  • Exclusive discounts at ADCOOP & Spar outlets
MINIMUM SALARY

AED 5,000

RATE

3.19%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Earn UNBmiles rewards on all spends
  • Cinema offers at any cinema, anytime
  • No annual fee
MINIMUM SALARY

AED 8,000

RATE

3.19%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  •  Airport Lounge Access
TOP REASONS TO CHOOSE
  • No annual fees
  • High value back rates at specific merchants
  • Cinema offers at any cinema, anytime
  • No annual fee